Use Our Loan to Value Calculator
Our Loan to Value Calculator will help you define the percentage between the value of your house loan and the worth of your property.
What is the Loan to Value Percentage (LTV)?
The Loan to Value Percentage, LTV for short, is the size of your desired loan in proportion to the value of the property you are buying, refinancing, or borrowing against.
The LTV percentage is obtained by dividing the loan amount by the property’s value. For example, if your property is worth $200,000 US and you want to borrow $50,000 US, then your loan’s LTV is 25%.
The LTV is a key factor taken into consideration when your loan request is submitted. In our experience, the lower the LTV percentage is, the easier your loan is to fund, and the better the rates and terms will be.